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The Scattered Sites Housing Program is offered by the City of Phoenix Housing Department in order to provide home ownership opportunities to qualified families with low to moderate incomes. This program educates and enables our families to purchase homes in areas where they can reside in safe and healthy living conditions throughout the City.
Participants in the program select one of the Scattered Sites houses owned by the City of Phoenix. Our families work to qualify for a home mortgage while leasing the house from the City. The rent charged will not exceed 30% of the family’s adjusted monthly income. During the lease period, the Housing Staff will conduct annual/quarterly home visits and monthly yard inspections.
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Approximately 430 homes in the program, “scattered” throughout the City of Phoenix
Rent is adjusted for changes in income, not to exceed 30% of household monthly income
Standard monthly rent reduction for utility assistance
Most major repairs and renovations performed by the City of Phoenix Housing Department
Continuous home ownership training / financial counseling
Access to the Economic Initiatives and Family Self-sufficiency Programs (job and life skills training)
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Open to all families of two (2) or more who have the desire to become homeowners
Be gainfully employed with a combined earned income that falls in the following ranges:
Minimum and Maximum Gross Annual Income Limits by Family Size (as of February 13, 2008)**
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2 persons |
3 persons |
4 persons |
5 persons |
6 persons |
7 persons |
8 persons |
Minimum |
$20,550 |
$23,100 |
$25,700 |
$27,750 |
$29,800 |
$31,850 |
$33,900 |
Maximum |
$41,100 |
$46,200 |
$51,350 |
$55,450 |
$59,550 |
$63,650 |
$67,800 |
75% of the Minimum and Maximum Gross Annual Income Limits must be through earned wages
Have Good or Repairable credit with a stable tenant history
No bankruptcies within the last two (2) years
Everyone in the household age 12 and older must pass a criminal background check
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Those families in the Scattered Sites Housing Program who have a rent payment of $475 per month or more, demonstrate the ability to maintain a house, complete required training, qualify for a mortgage and agree that their home will be the primary residence for at least five years, may be provided an opportunity to purchase.
To provide an incentive for participation in homeownership, the City will keep a portion of rent paid in escrow up to $6,000 to assist with down-payment and closing costs, and provide additional financial assistance when available.
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For details about the Scattered Sites Program, Home Ownership Training, or to speak with the Staff, call (602) 261-8035
**subject to change on an annual basis
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