The City of Phoenix offers all full-time employees three City paid life insurance plans - Basic Life AD&D, Occupational AD&D, and Commuter Life insurance through Securian - Minnesota Life. In addition to, employees can elect for Optional Life Insurance for themselves, their spouse, and/or their eligible children.
Life Insurance Plans
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City Group Life Insurance Options:
Basic Life and Accidental Death and Dismemberment Coverage
- Provided to full-time City employees at zero costs
- Coverage amounts are based on employee bargaining unit
- Coverage exceeding $50,000, IRS tax rules apply
- Basic AD&D matches the Basic Life coverage amount and follows a benefit schedule for dismemberment. Includes additional benefits for Felonious Assault, Bereavement and Trauma Counseling, Permanent Disfigurement/Critically Burned, Seatbelt, Coma, and Airbag.
Optional Life Insurance
- Coverage is provided at group rates for you, your spouse or qualified domestic partner, and/or your children.
- You pay 100% of the group premium with after-tax earnings through payroll deduction.
- Similar to an individual life insurance policy, this coverage may be subject to underwriting.
- Review the Employee Benefits Guide for Optional Life Insurance rules and coverages.
Submit Evidence of Insurability (Underwriting)
Website: www.Lifebenefits.com/submitEOI
Group Policy: #34390
Access Key: Phoenix
Occupational Accidental Death and Dismemberment
- Provided to full-time City employees at no cost.
- This coverage is payable when a death or covered accident occurs in the course of performing your job duties.
- This coverage pays in addition to the Basic Life coverage, when applicable.
- Coverage amounts are based on employee bargaining unit.
Commuter Life Insurance
- Coverage in the event of death within a two-hour timeframe while commuting to and from your established work locations
- Police reservists are not eligible
Updating a Beneficiary Designation
Designate and/or add beneficiary using eCHRIS. A beneficiary’s information cannot be deleted or changed due to record keeping policies. Use this link to find directions on how to update your beneficiaries.
Visit Securian’s educational microsite to learn more about your coverage options and costs, evaluating your needs, naming beneficiaries, the experience of applying for coverage that requires health questions and much more. Click here to find out more.
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